Right now, we have a choice for COPPA, On or Off.
I would like a third choice. I don't want kids under 13 registering. So, i'd like the COPPA age question asked, and then the board will refuse to take an applicant under 13. Setting a cookie might also help here.

Not that we get a lot of kids that age, but I've had a few complaints that we don't ask. But turning on the feature locks you into the BS about faxes, snail mail and other crap I want nothing to do with.

I agree 100%. There should be an easy way to set the minimum registration age to 13 (or whatever).

You could always set COPPA and remove all mentions of faxes etc. from the "denied" page via the skin templates or lang files.

I have. I would prefer not to edit my templates much though, as it makes it more difficult to upgrade.